Web3 Product Leader | Driving Innovation Across B2B & B2C | Blockchain, Wallets & Payments
@Toronto CA
Fannie Xifang Zhang is a fintech enthusiast with over 8 years of experience in the IT industry, specializing in Web3 and blockchain product development. Demonstrated expertise in launching DePIN, Web3 wallet, and payment products from ideation to execution. Experienced in both B2B and B2C product domains, with a strong track record of delivering user-centric and business-oriented solutions. Proactive leader, Bitcoin advocate, and lifelong learner. Licensed Securities Analyst (China SEC), PMP certified, CFA Level II candidate, and fluent in Chinese Mandarin and English.
Working Experience
Jun 2024 – Now
Product Manager｜FSL (Previously StepN)｜Hong Kong & Remote
Designed and launched GMT Pay, a USD-denominated virtual Mastercard prepaid card, from 0 to 1 (iOS, Android, Web), deeply integrated with FSL ID wallet and GGUSD stablecoin.
Led Web3 wallet & SDK development (2C wallet, B2B SDK, Dev Console).
Drove cross-functional collaboration across 150+ members, ensuring product roadmap delivery, compliance readiness, and scalable global payments.
Nov 2021 – Apr 2023
Senior Product Manager｜Wanxiang Blockchain｜Shanghai
Led the Carbon Magic Series (0–1 blockchain carbon management products) and managed a 15–20 person team.
Spearheaded the PROME Network (decentralized green energy on Solana), partnering with HashKey Tokenisation on tokenomics and incentives.
Initiated internal Wanna DAO pilot; also created DingLaoTou NFT (Polygon) as a personal project.
Apr 2021 –Nov 2021
Senior Prodcut Manager｜Tencent｜Beijing
Designed low-code smart contract IDE on Tencent Blockchain-as-a-Service platform.
Researched leading blockchain analytics tools (Dune, Nansen, Token Terminal etc.).
Co-architected blockchain solutions for zero-carbon initiatives with BYD and Tsinghua University.
Feb 2020 – Apr 2021
Product Manager｜Wanxiang Blockchain｜Shanghai
Managed the Wanxiang Qianchao Vehicle Hub Quality Traceability Platform, collaborating with a 10-person team and reporting weekly to the C-Suite; project won the China Quality Award, with 1 patent and 1 software copyright.
Conducted blockchain business research for the CEO Office on DLT, Tokenomics, DID, DeFi, and NFTs.
Apr 2016 – Feb 2020
Information Developer｜IBM China Labs｜Shanghai
Led requirements analysis and Agile transformation for COBOL and PL/I projects.
Produced technical & marketing content for the COBOL compiler, improving usability and visibility.
Coordinated cloud migration & deployment of mainframe products across global teams (Shanghai, Toronto, Silicon Valley).
Education
Certifications & Patents
Certifications
PMP Certification (ID 3737873)
Tencent Cloud Certified Practitioner (No. CFF-13800)
IBM Blockchain Essentials
Data Science for Business (L2)
SAC Licensed Securities Analyst (China)
Patents
Privacy protection method and system for enterprise DID identity systems (CN112613889B)
Blockchain oracle-based enterprise credit evaluation system and method (CN113034159B)
Blockchain and low-code based carbon emission accounting system and method (CN115099822A)
Thumbnail generation for digital images (US10222858B2)
Contact me
✉️ xifang.zhang@outlook.com